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# LoanBud

Full service financing options for your business

## Sitemaps

- [XML Sitemap](https://loanbud.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [What Properties Qualify for an SBA Commercial Real Estate Loan?](https://loanbud.com/what-properties-qualify-for-an-sba-commercial-real-estate-loan/) - Learn what properties qualify for an SBA commercial real estate loan, owner-occupancy rules, eligible property types, and how to apply for financing.
- [Buying a Family Business With an SBA Loan: What to Know](https://loanbud.com/buying-a-family-business-with-an-sba-loan-what-to-know/) - Learn about buying a family business with an SBA loan — eligibility, valuation rules, deal structure, and how to avoid common pitfalls.
- [How Much Can You Borrow for Ground-Up Construction With an SBA Loan?](https://loanbud.com/how-much-can-you-borrow-for-ground-up-construction-with-an-sba-loan/) - Learn SBA construction loan limits, including 7(a) and 504 maximums, equity requirements, occupancy rules, and factors affecting how much you can borrow.
- [SBA Loans for Startups: Can a New Business Qualify for SBA Funding?](https://loanbud.com/sba-loans-for-startups-can-a-new-business-qualify-for-sba-funding/) - Think SBA loans are only for established businesses? Learn how startups can qualify, which programs to target, and how to build a winning application.
- [SBA Loans vs Bank Loans: Which Financing Option Is Right for Your Business?](https://loanbud.com/sba-loans-vs-bank-loans-which-financing-option-is-right-for-your-business/) - Comparing SBA loans vs bank loans? Discover key differences in rates, terms, approval times, and more to choose the best financing for your business.
- [SBA Loan Interest Rates and Fees: What Will Your Loan Really Cost?](https://loanbud.com/sba-loan-interest-rates-and-fees-what-will-your-loan-really-cost/) - Discover what SBA loan interest rates and fees really cost you. Compare rates by program, understand every fee, and borrow smarter.
- [Owner-Occupied Commercial Real Estate Financing: How SBA Loans Give You an Edge](https://loanbud.com/owner-occupied-commercial-real-estate-financing-how-sba-loans-give-you-an-edge/) - Discover how owner occupied commercial real estate financing SBA programs help business owners buy their space with lower down payments and better terms.
- [SBA Partial Buyout Risks: Common Pitfalls and How to Avoid Them](https://loanbud.com/sba-partial-buyout-risks-common-pitfalls-and-how-to-avoid-them/) - Discover the biggest SBA partial buyout risks and how to avoid them. Protect your investment with expert tips on valuation, cash flow, and loan compliance.
- [Using an SBA Loan to Buy a Franchise: What You Need to Know](https://loanbud.com/using-an-sba-loan-to-buy-a-franchise-what-you-need-to-know/) - Want to own a franchise but need funding? Learn how an SBA loan to buy a franchise business works, who qualifies, and how to apply step by step.
- [SBA Grocery Guarantee Program: How Food Businesses Can Qualify for Up to $5 Million in Financing](https://loanbud.com/sba-grocery-guarantee-program-how-food-businesses-can-qualify-for-up-to-5-million-in-financing/) - If you own a grocery store, food manufacturing company, distribution business, cold storage facility, or other food-related operation, a new SBA program could significantly improve your chances of securing financing. The U.S. Small Business Administration recently introduced the Grocery Guarantee Program, which provides eligible food supply chain businesses access to loans backed by a 90%
- [SBA Loans for Small Business Growth: Funding Options and Use Cases](https://loanbud.com/sba-loans-for-small-business-growth-funding-options-and-use-cases/) - Discover how SBA loans for small business growth work, which programs fit your needs, and how to apply with confidence. Real use cases inside.
- [Business Property Insurance: What It Covers & Why It Matters](https://loanbud.com/business-property-insurance-what-it-covers-why-it-matters/) - Learn what business property insurance covers, costs, exclusions, and how it protects buildings, equipment, and inventory from loss.
- [SBA Loan Refinancing Options: Programs, Lenders, and Eligibility](https://loanbud.com/sba-loan-refinancing-options-programs-lenders-and-eligibility/) - Explore SBA loan refinancing options, including 7a and 504 programs. Learn eligibility, benefits, and how to refinance to lower payments and improve cash flow.
- [SBA Partial Buyout Eligibility Requirements: Who Qualifies?](https://loanbud.com/sba-partial-buyout-eligibility-requirements-who-qualifies/) - Learn who qualifies for an SBA partial buyout, required ownership changes, lender rules, and how to structure a compliant SBA 7(a) transaction
- [LoanBud Launches AI-Powered Platform to Verify SBA Financeability Before Businesses Go to Market](https://loanbud.com/loanbud-launches-ai-powered-platform-to-verify-sba-financeability-before-businesses-go-to-market/) - AI-powered intake and human review surface SBA eligibility issues early, reducing deal risk and delays
- [SBA Eliminates 5% Foreign Ownership Exception](https://loanbud.com/sba-eliminates-5-foreign-ownership-exception/) - The SBA eliminated the 5% foreign ownership exception. As of March 2026, all SBA loan applicants must be 100% owned by U.S. citizens living in the United States. Learn the new rule.
- [Top Challenges Facing US Manufacturers and How Loans Can Help](https://loanbud.com/top-challenges-facing-us-manufacturers-and-how-loans-can-help/) - Learn the biggest challenges facing US manufacturers and how SBA, equipment, and working capital loans can help businesses grow and stay competitive.
- [Is SBA Loan Refinancing Right for Your Business? Pros, Cons & Considerations](https://loanbud.com/is-sba-loan-refinancing-right-for-your-business-pros-cons-considerations/) - Learn when SBA loan refinancing makes sense, the pros and cons, costs, eligibility requirements, and how to decide if refinancing is right for your business.
- [SBA Partial Buyout vs. Full Buyout: Strategic Differences That Matter](https://loanbud.com/sba-partial-buyout-vs-full-buyout-key-differences-for-business-owners/) - Compare SBA partial buyouts vs full buyouts, understand financing requirements, and learn which ownership structure best fits your business goals.
- [SBA Now Allows 5% Foreign Ownership in Business Loans](https://loanbud.com/sba-now-allows-5-foreign-ownership-in-business-loans/) - Discover how the SBA’s 2026 rule change permits up to 5% foreign ownership in 7(a) and 504 loans. Learn what this means for borrowers and lenders.
- [SBA Loans vs. Traditional Business Loans: Key Differences](https://loanbud.com/sba-loans-vs-traditional-business-loans-key-differences/) - Compare SBA loans vs traditional loans to understand rates, terms, requirements, and approval speed so you can choose the best financing for your business.
- [Types of SBA Loans: Choosing the Right Option for Your Business](https://loanbud.com/types-of-sba-loans-choosing-the-right-option-for-your-business/) - Types of SBA Loans: Choosing the Right Option for Your Business Finding the right financing solution is crucial for fueling your business’s next stage of growth. With so many funding avenues available, understanding the main types of SBA loans and how they fit your unique goals can make all the difference when making sound financial
- [What Is an SBA Partial Buyout? Definition, Benefits, and Process](https://loanbud.com/what-is-an-sba-partial-buyout-definition-benefits-and-process/) - What Is an SBA Partial Buyout? Definition, Benefits, and Process Navigating a business ownership change can be complex, especially when only part of a company is being sold or acquired. One increasingly popular solution is the SBA partial buyout—a flexible strategy that allows buyers and sellers to transition ownership using the advantages of government-backed SBA
- [How to Qualify for a Startup Business Loan](https://loanbud.com/how-to-qualify-for-a-startup-business-loan/) - Learn how to qualify for a business startup loan—discover requirements, documents, and tips to improve approval odds. Get funded with confidence.
- [How to Apply for an SBA 504 Loan for Commercial Property](https://loanbud.com/how-to-apply-for-an-sba-504-loan-for-commercial-property/) - Learn how to qualify for an SBA 504 loan—get up to 100% financing and $10 million for owner-occupied commercial property. Start with LoanBud today.
- [Frequently Asked Questions About SBA Loan Refinance](https://loanbud.com/frequently-asked-questions-about-sba-loan-refinance/) - Refinance your SBA loan for lower rates, better terms, and improved cash flow. Learn the process, eligibility, and benefits with LoanBud.
- [Top Reasons to Refinance Your SBA Loan](https://loanbud.com/top-reasons-to-refinance-your-sba-loan/) - Discover the top reasons to refinance your SBA loan. Learn how to lower rates, boost cash flow, and strengthen your business finances with LoanBud.
- [Funding Your Startup: Comparing Loans, Grants, and Investors](https://loanbud.com/funding-your-startup-comparing-loans-grants-and-investors/) - Compare startup funding options—loans, grants, and investors. Learn the pros, cons, and key differences to choose the best path for your business.
- [How SBA Loan Refinancing Can Improve Your Cash Flow](https://loanbud.com/how-sba-loan-refinancing-can-improve-your-cash-flow/) - Discover SBA loan refinance cash flow benefits—lower rates, extended terms, and debt consolidation that free up capital and strengthen your business.
- [5 Key Benefits of SBA FastTrack™ Loans for Small Businesses](https://loanbud.com/5-key-benefits-of-sba-fasttrack-loans-for-small-businesses/) - Discover the key benefits of SBA FastTrack™ Loans including quick access to capital, flexible funding, and competitive rates.
- [SBA Loan for Franchise: How to Secure Funding, Eligibility, and Best Loan Options Explained](https://loanbud.com/sba-loan-for-franchise-how-to-secure-funding-eligibility-and-best-loan-options-explained/) - Learn how to secure an SBA loan for a franchise. Explore eligibility requirements, the best SBA loan options, and how to apply for franchise funding.
- [What Is a Cost Segregation Study? Everything Business Owners and Real Estate Investors Should Know](https://loanbud.com/what-is-a-cost-segregation-study-everything-business-owners-and-real-estate-investors-should-know/) - Discover how a cost segregation study boosts tax savings for real estate investors and business owners. Learn the benefits, process, and techniques today.
- [Why Revenue Based Loans May Be a Game-Changer for Your Business](https://loanbud.com/why-revenue-based-loans-may-be-a-game-changer-for-your-business/) - Explore revenue based business loans—flexible financing tied to your revenue. Learn how they work, their benefits, and if they fit your business.
- [SBA Loans: Positioning Your Manufacturing Business for Financial Success](https://loanbud.com/sba-loans-positioning-your-manufacturing-business-for-financial-success/) - Discover how SBA loans fuel manufacturing business growth. Explore loan types, eligibility, funding strategies, and smarter ways to scale your business.
- [Lending for Business: How to Use SBA Loans to Fuel Growth](https://loanbud.com/lending-for-business-how-to-use-sba-loans-to-fuel-growth/) - Unlock business growth with SBA loans. Discover how to apply, utilize, and manage SBA lending for business expansion and success.
- [How Long Are Business Loans? Factors That Determine Their Duration](https://loanbud.com/how-long-are-business-loans-factors-that-determine-their-duration/) - Explore the infamous question - How long are business loans and take a look at what determines their length and how to choose the right term for your needs.
- [How to Finance a Professional Practice Buyout with an SBA 7(a) Loan](https://loanbud.com/how-to-finance-a-professional-practice-buyout-with-an-sba-7a-loan/) - Buying a medical, dental, legal, or accounting practice? Learn how SBA 7(a) loans can fund practice acquisitions, partner buyouts, and goodwill — with flexible terms and minimal down payments.
- [SBA 7a vs 504 Loan - Which Is Right for Your Business Expansion?](https://loanbud.com/sba-7a-vs-504-loan-which-is-right-for-your-business-expansion/) - Discover the differences between SBA 7a and SBA 504 loans to choose the best option for your business expansion. Learn about terms, uses, and eligibility.
- [How to Get an SBA Loan to Buy a Business](https://loanbud.com/how-to-get-an-sba-loan-to-buy-a-business/) - Learn how to get an SBA loan to buy a business. Discover eligibility requirements, the application process, and tips to secure funding successfully.
- [How Many SBA Loans Can You Get? Rules, Limits, and Smart Strategies](https://loanbud.com/how-many-sba-loans-can-you-get-rules-limits-and-smart-strategies/) - Wondering how many SBA loans you can get? Learn the rules, eligibility requirements, and smart strategies to make the most of your SBA financing options.
- [How to Value a Business with SDE and Addbacks for SBA Loan Approval](https://loanbud.com/how-to-value-a-business-with-sde-and-addbacks-for-sba-loan-approval/) - Learn how to value a business using Seller’s Discretionary Earnings and addbacks to improve your chances of SBA loan approval. Step-by-step guidance for buyers.
- [Unlocking Business Growth Through Equipment Financing](https://loanbud.com/unlocking-business-growth-through-equipment-financing/) - Discover how equipment financing helps your business scale without draining capital. Learn how to leverage this flexible funding option for sustainable growth.
- [Selling Your Business to Key Employees? Here’s How SBA Financing Helps](https://loanbud.com/selling-your-business-to-key-employees-heres-how-sba-financing-helps/) - Thinking of selling your business to key employees? Discover how SBA financing makes the process easier, more affordable, and smoother for everyone involved.
- [Leveraging SBA Prequalification to Secure Your Next Business Purchase-2](https://loanbud.com/leveraging-sba-prequalification-to-secure-your-next-business-purchase-2/) - Discover how SBA prequalification can streamline your business purchase. Learn the key benefits and steps to secure the right business acquisition loan.
- [SDE Addbacks Explained: Maximize Value Before You Sell](https://loanbud.com/sde-addbacks-explained-maximize-value-before-you-sell/) - Learn how SDE addbacks can increase your business’s sale price. Understand what counts, how to calculate them, and how they impact your final valuation.
- [SBA Prequalification: Why It Matters When Selling Your Business](https://loanbud.com/sba-prequalification-why-it-matters-when-selling-your-business/) - Learn why SBA prequalification is a game-changer for business sellers. Reduce deal risk, attract serious buyers, and close faster with prequalified prospects.
- [What Is SBA Prequalification? Everything You Need to Know](https://loanbud.com/what-is-sba-prequalification-everything-you-need-to-know/) - SBA prequalification is a powerful first step for buyers looking to acquire a business. Learn what it is, how it works, and why it matters.
- [Small Business Equipment Financing: Get the Tools You Need to Grow Today](https://loanbud.com/small-business-equipment-financing-get-the-tools-you-need-to-grow-today/) - Need new tools or equipment to grow your business? Learn how small business equipment financing can help you move forward without draining cash flow.
- [3 Powerful Ways to Maximize the OBBBA Tax Benefits With SBA Financing](https://loanbud.com/3-powerful-ways-to-maximize-the-obbba-tax-benefits-with-sba-financing/) - Learn how SBA loans and the OBBBA work together to lower your tax burden, fund growth, and boost profitability. Don’t miss these 3 powerful strategies.
- [Leveraging SBA Prequalification to Secure Your Next Business Purchase](https://loanbud.com/leveraging-sba-prequalification-to-secure-your-next-business-purchase/) - Discover how SBA prequalification can streamline your business purchase. Learn the key benefits and steps to secure the right business acquisition loan.
- [How to Qualify For an SBA Commercial Real Estate Loan](https://loanbud.com/how-to-qualify-for-sba-commercial-real-estate-loan/) - Business owners can purchase owner-occupied commercial real estate with up to 100% financing.
- [A Beginner’s Guide to Airbnb Mortgages](https://loanbud.com/a-beginners-guide-to-airbnb-mortgages/) - There are various options when it comes to financing an Airbnb rental property. Whatever option you choose, remember to preserve liquidity with a low down payment and avoid wasting time by working with a lender that offers flexible qualifying options.
- [How to Start an Airbnb Business](https://loanbud.com/how-to-start-an-airbnb-business/) - To start an Airbnb business, an investor must choose a property they expect will be occupied for around 60% of the time to receive ideal profits. Finding such property will require both research and patience.
- [SBA Loan Requirements: A Comprehensive Guide](https://loanbud.com/sba-loan-requirements-a-comprehensive-guide/) - SBA Loan Requirements: Whether you’re a small business owner looking to expand or an entrepreneur starting a new venture, securing an SBA loan can challenging.
- [SBA Loans: Top 10 Benefits for Small Business Owners](https://loanbud.com/sba-loans-top-10-benefits-for-small-business-owners/) - Explore 10 practical uses of SBA loans for small businesses, including expansion & equipment purchases, hiring, refinancing debt, and purchasing real estate.
- [Business Credit Score: Unlock New Growth Opportunities](https://loanbud.com/business-credit-score-unlock-new-growth-opportunities/) - In this comprehensive guide, we'll explore how to improve your business credit score, the factors that affect it, and how to maintain it for long-term benefits.
- [How Accounts Receivable Factoring Can Grow Your Business](https://loanbud.com/how-accounts-receivable-factoring-can-grow-your-business/) - Unlock growth & success with accounts receivable factoring. Explore its advantages and how to use accounts receivable factoring to grow your business.
- [Seller Note on Standby: a Win-Win for Business Buyers & Sellers](https://loanbud.com/seller-note-on-standby-a-win-win-for-business-buyers-sellers/) - Are you an entrepreneur looking to buy a business with 5% down? Boost your buying power with a seller note on standby and acquire a business with little money down.
- [Employee Retention Credit: A Guide for Small Business Owners](https://loanbud.com/employee-retention-credit-a-guide-for-small-business-owners/) - Learn about the Employee Retention Credit (ERC) and how your business can get up to $26k/employee with a refundable tax credit for COVID-affected businesses.
- [New SBA Lending Criteria: SBA Financing is Becoming Easier](https://loanbud.com/new-sba-lending-criteria-sba-financing-is-becoming-easier/) - New SBA rules simplifies lending criteria, aligns SBA and non-govt guaranteed loans, and streamlines small dollar loan offerings, benefiting small businesses.
- [A Comprehensive Guide to Acquiring a Business](https://loanbud.com/a-comprehensive-guide-to-acquiring-a-business/) - If you're a business owner seeking to expand your company by acquiring a competitor but are concerned about preserving your liquidity, don't let financial constraints hold you back.
- [SBA Construction Loans for Your Commercial Property](https://loanbud.com/sba-construction-loans-for-your-commercial-property/) - Are you a business proprietor experiencing the growth pangs of success? As your enterprise flourishes, the need for a more space becomes imperative.
- [Unlocking Opportunities: Pari Passu Loans Reshaping Business Acquisition Funding](https://loanbud.com/unlocking-opportunities-pari-passu-loans-reshaping-business-acquisition-funding/) - As an entrepreneur, you know that timing is everything when seizing an opportunity. But what happens when your financing option has a cap holding you back?
- [The Complete Guide on How Amortization is Calculated for Business Loans](https://loanbud.com/the-complete-guide-on-how-amortization-is-calculated-for-business-loans/) - Dive into our complete guide on how amortization is calculated to understand the ins and outs of amortization, from basic definitions to detailed calculations. Equip your business with the knowledge to navigate loan repayments effectively.
- [Boosting Business Health: The Power of Cash Flow Statements](https://loanbud.com/boosting-business-health-the-power-of-cash-flow-statements/) - Unlock the potential of cash flow statements to elevate your business health. Dive into the intricacies of operating, investing, and financing activities to make informed decisions, optimize liquidity, and drive sustainable growth. Master the art of cash flow analysis with our comprehensive guide.
- [The Ultimate Guide to Refinancing Your SBA 7(a) Loan with LoanBud](https://loanbud.com/the-ultimate-guide-to-refinancing-your-sba-7a-loan-with-loanbud/) - In the ever-evolving world of finance, small businesses often find themselves grappling with high-interest loans that can stifle their growth. If you're a small business owner with an SBA loan priced at Prime + 2.5% or higher (currently standing at 11%), then this article is for you.
- [LLC vs. S Corp : Navigating Business Structures for Entrepreneurs](https://loanbud.com/llc-vs-s-corp-navigating-business-structures-for-entrepreneurs/) - Selecting the appropriate business structure is a critical decision for entrepreneurs as it influences various aspects of your venture's operations, liability, and taxation.
- [US Small Business Administration SOP Updates: What Business Owners Need to Know](https://loanbud.com/us-small-business-administration-sop-updates-what-business-owners-need-to-know/) - The US Small Business Administration (SBA) plays a pivotal role in supporting and empowering small businesses across the nation. The SBA introduced significant updates to its Standard Operating Procedures (SOP). These changes bring exciting opportunities for business owners, making it easier to navigate the world of entrepreneurship.
- [Boost Your Small Business with AI](https://loanbud.com/boost-your-small-business-with-ai/) - Can your small business truly compete with industry giants? Advanced Artificial Intelligence (AI) tools have leveled the competitive landscape. Small enterprises now harness potent AI-enabled technologies to optimize operations, personalize customer experiences, and drive innovation - all within reach of modest budgets.
- [The Key Role of a Seller Note in Buying a Business](https://loanbud.com/the-key-role-of-a-seller-note-in-buying-a-business/) - If you're thinking of buying a business and need a loan, understanding the seller note is crucial.
- [Securing a Loan to Start a Business: Essential Tips and Strategies](https://loanbud.com/securing-a-loan-to-start-a-business-essential-tips-and-strategies/) - Unlock essential strategies for securing a loan to start your business. Learn about loan types, application tips, and financial management for startup success.
- [How to Build Credit for a Business: Planning for Long-Term Success](https://loanbud.com/how-to-build-credit-for-a-business-planning-for-long-term-success/) - Learn the essential steps to build credit for your business, from establishing a credit profile to managing debt, for long-term financial success.
- [Top Sources of Funding for Businesses](https://loanbud.com/top-sources-of-funding-for-businesses/) - Discover the top sources of funding for businesses. From bank loans to venture capital, understand each option's benefits and how to access them for growth
- [Selling Your Business to an Employee with No Money Down](https://loanbud.com/selling-your-business-to-an-employee-with-no-money-down/) - If you're considering selling your business, the perfect buyer may already be on your payroll. Learn how to sell your business to an employee with zero down.
- [SBA SOP Updates: Key Changes Explained](https://loanbud.com/sba-sop-updates-key-changes-explained/) - Discover the major updates to the SBA SOP, including equity injection, ESOPs, and loan eligibility changes. Essential reading for lenders and small business owners.
- [SBA Partial Buyout: A New Way For Business Owners To Retire](https://loanbud.com/sba-partial-buyout-a-new-way-for-business-owners-to-retire/) - An SBA Partial Buyout can be used as a tool to allowbusiness owners to partially retire and transition into a new phase in life.
- [Optimizing Your Business Plan for SBA Loan Approval](https://loanbud.com/optimizing-your-business-plan-for-sba-loan-approval/) - More than 50% of small businesses need outside money. Yet, only a few get loans the traditional way. Let's explore the importance of an SBA-friendly business plan so you can be on your way to a yes from the SBA
- [Understanding SBA International Trade Loans (ITL)](https://loanbud.com/understanding-sba-international-trade-loans-itl/) - Discover how SBA International Trade Loans (ITL) can help your business expand into global markets. Learn about eligibility, benefits, and how to apply.
- [How to Lower Your Monthly Payments Through SBA 7(a) Refinancing](https://loanbud.com/how-to-lower-your-monthly-payments-through-sba-7a-refinancing/) - SBA 7(a) refinancing helps entrepreneurs reduce financial burdens and improve cash flow by lowering monthly payments and securing better loan terms.
- [Comparing SBA FastTrack™ with Traditional SBA Loans: What's Best for Your Business?](https://loanbud.com/comparing-sba-fasttrack-with-traditional-sba-loans-whats-best-for-your-business/) - Compare SBA FastTrack® vs. traditional SBA loans. Find out which is the best option to help your small business overcome financial hurdles and achieve growth.
- [SBA Loan Calculator](https://loanbud.com/sba-loan-calculator/) - Calculate your SBA loan payments easily with our SBA loan calculator. Estimate monthly payments, interest rates, and loan terms to plan your business growth.
- [SBA Loans for Business Acquisitions: What You Need to Know](https://loanbud.com/sba-loans-for-business-acquisitions-what-you-need-to-know/) - In recent years, the U.S. has seen a significant rise in business acquisitions. In fact, in 2023 alone, over 40,000 business acquisitions were completed, highlighting the growing trend of entrepreneurs expanding their portfolios by purchasing established businesses. Acquiring a business can be an effective way to grow quickly, tap into an existing customer base, and leverage established systems and processes.
- [How an SBA Loan Calculator Can Help You Plan Your Business Expansion](https://loanbud.com/how-an-sba-loan-calculator-can-help-you-plan-your-business-expansion/) - Expanding a business is an exciting yet challenging endeavor. Whether you're adding a new location, investing in equipment, or hiring additional staff, one thing is certain: you’ll need capital to fuel that growth. Securing an SBA loan is a popular option for small business owners looking to expand, thanks to its favorable terms and lower interest rates. However, before you dive into the loan process, it's crucial to understand how much financing you truly need and how it will impact your cash flow. This is where an SBA loan calculator comes in handy.
- [How to Finance a Business Acquisition: Tips for Using SBA Loans to Buy a Business](https://loanbud.com/how-to-finance-a-business-acquisition-tips-for-using-sba-loans-to-buy-a-business/) - Learn how to finance a business acquisition with SBA loans, including key benefits, requirements, and tips for securing funding for your next business purchase.
- [Top Factors That Influence Commercial Real Estate Loan Rates](https://loanbud.com/top-factors-that-influence-commercial-real-estate-loan-rates/) - Discover key factors that influence commercial real estate loan rates, from economic trends, property types and creditworthiness with insights from LoanBud.
- [Types of Commercial Real Estate Loans: Securing the Right Financing for Your Project](https://loanbud.com/types-of-commercial-real-estate-loans-securing-the-right-financing-for-your-project/) - Discover the types of commercial real estate loans to secure the ideal financing for your project. Learn about mortgages, SBA loans, bridge loans, and more.
- [How to Get a Quick Business Loan Without the Hassle](https://loanbud.com/how-to-get-a-quick-business-loan-without-the-hassle/) - Get a quick business loan hassle-free! Discover fast funding options, eligibility, and benefits to secure the capital you need for growth or urgent expenses.
- [Business Acquisition Loan Requirements Every Buyer Should Know](https://loanbud.com/business-acquisition-loan-requirements-every-buyer-should-know/) - Discover key business acquisition loan requirements, from credit scores to financials and lender expectations, to secure funding for your next venture.
- [Can SBA Loans Be Used for Working Capital? Here’s What You Need to Know](https://loanbud.com/can-sba-loans-be-used-for-working-capital-heres-what-you-need-to-know/) - Learn how SBA loans can be used for working capital. Explore loan options, eligibility, and steps to secure funding for your business's financial needs.
- [How SBA Boost Loans Help Small Businesses Grow Faster](https://loanbud.com/how-sba-boost-loans-help-small-businesses-grow-faster/) - Learn how SBA Boost Loans can help your small business grow faster with higher loan limits, competitive interest rates, and streamlined approvals.
- [Big News for SBA Loans: Multi-Step Partial Change of Ownership Approved on December 6, 2024](https://loanbud.com/big-news-for-sba-loans-multi-step-partial-change-of-ownership-approved-on-december-6-2024/) - Discover how the SBA’s December 6, 2024, update revolutionizes 7(a) loans with flexible multi-step partial ownership changes and asset purchase options!
- [BOIR Filing and Reporting: What Small Businesses Need to Know](https://loanbud.com/boir-filing-and-reporting-what-small-businesses-need-to-know/) - Learn about BOIR filing requirements, deadlines, exemptions, and the latest updates to stay compliant and protect your business
- [Can You Refinance an SBA Loan? Everything You Need to Know](https://loanbud.com/can-you-refinance-an-sba-loan-everything-you-need-to-know/) - Learn how to refinance an SBA loan, the eligibility criteria, benefits, and steps to secure better terms for your small business financing needs.
- [Fix and Flip Loans: An Essential Guide for Investors](https://loanbud.com/fix-and-flip-loans-an-essential-guide-for-investors/) - Fix and flip loans are a popular financing option for real estate investors who want to buy, renovate, and sell properties for profit.
- [SBA Loans for New Businesses: What Startups Should Know](https://loanbud.com/sba-loans-for-new-businesses-what-startups-should-know/) - SBA loans for new businesses offer flexible terms and low rates. Find out how to qualify and secure funding for your startup
- [Land Development Loans Made Easy with SBA Financing](https://loanbud.com/land-development-loans-made-easy-with-sba-financing/) - Discover SBA financing for land development loans, compare options, and see how LoanBud.com helps you turn raw land into profitable real estate projects.
- [SBA Lenders vs. Private Lenders for Business Acquisition Loans](https://loanbud.com/sba-lenders-vs-private-lenders-for-business-acquisition-loans/) - Compare SBA lenders and private lenders for business acquisition loans. Learn about their terms, costs, and benefits to find the best option for your needs.
- [Quick Business Loans: How to Get Fast Funding for Your Small Business](https://loanbud.com/quick-business-loans-how-to-get-fast-funding-for-your-small-business/) - Need fast funding for your small business? Discover the best options for a quick business loan including: SBA FastTrack®, merchant cash advances and more.
- [SBA Loan Requirements: What You Need to Qualify](https://loanbud.com/sba-loan-requirements-what-you-need-to-qualify/) - Discover SBA loan requirements and find out what you need to qualify for an SBA loan. Start your journey to small business funding today.
- [Fix and Flip Financing: What Every Investor Needs to Know](https://loanbud.com/fix-and-flip-financing-what-every-investor-needs-to-know/) - Everything investors need to know about fix and flips financing including options, qualification tips, risk mitigation, and more.
- [Is Accounts Receivable Factoring Right for Your Business?](https://loanbud.com/is-accounts-receivable-factoring-right-for-your-business/) - Accounts receivable factoring turns unpaid invoices into immediate cash, keeping your business running smoothly. Learn how it works and its benefits today!
- [The 2025 SBA Made in America Initiative: Shaping the Future of American Manufacturing](https://loanbud.com/the-2025-sba-made-in-america-initiative-shaping-the-future-of-american-manufacturing/) - Explore the 2025 SBA Made in America Initiative and its impact on manufacturing. Discover its effects on the economy, small businesses, and manufacturing.
- [Refinancing SBA Loans: A Path to Working Capital for Growth and Expansion](https://loanbud.com/refinancing-sba-loans-a-path-to-working-capital-for-growth-and-expansion/) - Refinancing SBA loans can improve cash flow, reduce interest rates, and consolidate debt. Learn how to leverage refinance SBAloans for expansion and stability.
- [SBA Loan for Franchise Ownership: Key Benefits and How to Qualify](https://loanbud.com/sba-loan-for-franchise-ownership-key-benefits-and-how-to-qualify/) - Leveraging an SBA loan for franchise ownership can provide essential funding. Learn the key benefits, qualifications, and steps to secure financing.
- [Kelly Loeffler: Top 10 SBA Priorities for 2025 And What They Mean for Your Business](https://loanbud.com/kelly-loeffler-top-10-sba-priorities-for-2025-and-what-they-mean-for-your-business/) - SBA Administrator Kelly Loeffler unveils her top 10 priorities for 2025. Learn how they affect funding opportunities for your business and how LoanBud can help.
- [How an SBA Export Loan Can Help You Expand into International Markets Faster](https://loanbud.com/how-an-sba-export-loan-can-help-you-expand-into-international-markets-faster/) - Learn how an SBA export loan can help you grow globally. From loan types to application steps, discover how LoanBud makes it simple to secure funding.
- [SBA Reinstates Guaranty Fees for 7(a) Loans Under $1 Million: What Small Business Owners Need to Know](https://loanbud.com/sba-reinstates-guaranty-fees-for-7a-loans-under-1-million-what-small-business-owners-need-to-know/) - The SBA reinstates guaranty fees on 7(a) loans under $1 million after a four-year pause. Learn what this means for small business borrowers and how to prepare.
- [What Is Debt Service Coverage Ratio (DSCR) and Why It Matters for Business Loans](https://loanbud.com/what-is-debt-service-coverage-ratio-dscr-and-why-it-matters-for-business-loans/) - Learn what debt service coverage ratio (DSCR) means, how to calculate it, and why it's critical for securing business loans like SBA 7(a).
- [Merchant Cash Advance Refinancing Shut Down by SBA​](https://loanbud.com/merchant-cash-advance-refinancing-shut-down-by-sba/) - New SBA rules effective June 2025 make Merchant Cash Advance Refinancing (MCAs) ineligible. Discover the impact for small businesses
- [Tariffs Raising Costs? Here’s How SBA Loans Can Help You Rebalance](https://loanbud.com/tariffs-raising-costs-heres-how-sba-loans-can-help-you-rebalance/) - SBA loans can help small businesses manage rising costs from 2025 business tariffs and stay resilient in a shifting trade environment.
- [SBA Manufacturing Business Loans Surge in 2025: What It Means for Your Business](https://loanbud.com/sba-manufacturing-business-loans-surge-in-2025-what-it-means-for-your-business/) - SBA manufacturing business loans are surging in 2025. Discover what’s driving the growth, how they benefit manufacturers, and how to get funded.
- [How to Get a Startup Business Loan With No Money?](https://loanbud.com/how-to-get-a-startup-business-loan-with-no-money/) - Discover how to get a startup business loan with no money. Learn strategies to secure funding without upfront capital and grow your new business.
- [What Are Hard Money Loans and When Should You Use Them?](https://loanbud.com/what-are-hard-money-loans-and-when-should-you-use-them/) - Learn what hard money loans are, how they work, and when to use them for real estate investing. Explore benefits, risks, and best use cases.
- [Strategic Business Expansion Loans: How SBA Boost™ Can Help](https://loanbud.com/strategic-business-expansion-loans-how-sba-boost-can-help/) - Discover how SBA Boost™ supports strategic business expansion loans. Learn how this express loan program can help grow your business faster.
- [One Big Beautiful Bill: Permanent Tax Breaks + SBA Loans = Long-Term Growth](https://loanbud.com/one-big-beautiful-bill-permanent-tax-breaks-sba-loans-long-term-growth/) - Congress has just handed entrepreneurs a game-changing gift: the One Big Beautiful Bill Act, which locks five of the most valuable small-business tax breaks.

## Pages

- [Home New - 2026](https://loanbud.com/) - As your reliable lending partner, we bring simplicity and speed so you can keep growing your business.
- [Partners](https://loanbud.com/partners/) - Become a LoanBud referral partner and connect business owners and real estate investors with the capital they need to grow their business.
- [Business Acquisition Loans](https://loanbud.com/loans/business-acquisition-loans/) - Buy a Business with SBA-Backed Financing Access SBA loans for business acquisition with minimal equity injection and favorable terms. Apply Now SBA Business Acquisition Loan Features Preserve Liquidity Acquire an established, profitable business with minimal cash required up front. Buy a Business With Real Estate Gain the stability of a fixed location, avoid rent increases,
- [BizBuySell](https://loanbud.com/bizbuysell/) - Get the SBA Loan Eligible badge on BizBuySell. Listings reviewed by LoanBud for SBA 7(a) financing help buyers, sellers, and brokers reduce deal risk.
- [Resources](https://loanbud.com/resources/) - You’ve Got Questions? We’ve Got Answers, Guides And Tools. Alternative Financing Loan Prequalification SBA Loans Business Acquisition & Buyouts Loan Terms & Finanicial Education Small Business Commercial Real Estate Manufacturing Business Speciality Business Models Equipment Financing Policy & Industry Updates Startups Franchise & Startup Financing Refinanicing & Working Capital Tax & Legal Strategy International Trade
- [Loanbud Bridge](https://loanbud.com/loanbud-bridge/) - LoanBud Bridge™ Fast, structured term loan for established businesses seeking growth Apply Now $50K–$350K | 3–5 year repayment term Eligibility & Underwriting Eligibility & Underwriting 3+ years in business 675+ FICO >1.2x DSCR 75%+ Comparable Credit Ideal Use Cases Fit & Flexibility Inventory Equipment Expansion Deposits LoanBud Bridge™ Tiers Apply now Express $50K-$100k Speed &
- [Transworld](https://loanbud.com/ufg/transworld/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now Unlock the Full Potential of your Business with SBA financing LoanBud helps business owners pursue SBA financing to maximize profitability, increase value, and prepare for a successful exit. Apply Now See Eligible Uses What can you fund with an
- [Accurate Franchising](https://loanbud.com/ufg/accuratefranchising/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now Unlock the Full Potential of Your Business with SBA financing LoanBud helps Accurate Franchising clients pursue SBA financing to transform their businesses into thriving franchises. Apply Now See Eligible Uses What can you fund with an SBA loan? SuccessionUse
- [Graze Craze](https://loanbud.com/ufg/grazecraze/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now SBA financing for franchise growth. Upgrade. Expand. Buy or Build. LoanBud helps Graze Craze franchisees pursue SBA financing for expansions, build-outs, acquisitions, equipment, and owner-occupied real estate. Apply Now See Eligible Uses What can you fund with an SBA
- [The Great Greek](https://loanbud.com/ufg/thegreatgreekgrill/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now SBA Financing for Franchise Growth. LoanBud helps The Great Greek Mediterranean Grill franchisees pursue SBA financing for expansions, build-outs, acquisitions, equipment, and owner-occupied real estate. Apply Now See Eligible Uses What can you fund with an SBA loan? ImproveRemodels,
- [Black Optixtint](https://loanbud.com/ufg/blackoptixtint/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now SBA Financing for Franchise Growth. LoanBud helps Black Optix Tint franchisees pursue SBA financing for expansions, build-outs, acquisitions, equipment, and owner-occupied real estate. Apply Now See Eligible Uses What can you fund with an SBA loan? ImproveRemodels, upgrades, working
- [Signarama](https://loanbud.com/ufg/signarama/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now SBA Financing for Franchise Growth. LoanBud helps Signarama franchisees pursue SBA financing for expansions, build-outs, acquisitions, equipment, and owner-occupied real estate. Apply Now See Eligible Uses What can you fund with an SBA loan? ExpansionAdditional units, territory growth, staffing,
- [Exit Factor](https://loanbud.com/ufg/exitfactor/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now Unlock the Full Potential of Your Business with SBA financing LoanBud helps business owners pursue SBA financing to maximize profitability, increase value, and prepare for a successful exit. Apply Now See Eligible Uses What can you fund with an
- [fullypromoted](https://loanbud.com/ufg/fullypromoted/) - SBA Loan Uses Loan Requirements Why LoanBud? SBA Loan Uses Loan Requirements Why LoanBud? Apply Now SBA Financing for Franchise Growth. LoanBud helps Fully Promoted franchisees pursue SBA financing for expansions, build-outs, acquisitions, equipment, and owner-occupied real estate. Apply Now See Eligible Uses What can you fund with an SBA loan? ImproveRemodels, upgrades, working capital
- [Careers](https://loanbud.com/careers/) - Join the LoanBud Team! We’re looking for great people to join our growing team. View Openings Our Openings Loading...
- [About Us](https://loanbud.com/about-us/) - We believe small businesses are the backbone of America. Our mission is to empower business owners and entrepreneurss to secure the capital they need to grow.
- [Press & News](https://loanbud.com/press/) - Official press releases, announcements, and company news from LoanBud, a financial technology platform focused on SBA financing.
- [SBA Boost™ by LoanBud](https://loanbud.com/loans/sba-boost/) - SBA Boost™ by LoanBud: Up to $500,000 in 30 days for working capital, equipment, inventory, debt refinance, and more.
- [SBA FastTrack™ by LoanBud: Accelerating Your Business Growth](https://loanbud.com/loans/sba-fasttrack-by-loanbud/) - Experience rapid business growth with SBA FastTrack™ by LoanBud. Secure fast SBAloans and fast track financing up to $100k with minimal docs and competitive rates.
- [Refinance](https://loanbud.com/bigthinkcapital/refinance/) - SBA Loan Benefits Loan Requirements About Our Partnership SBA Loan Benefits Loan Requirements About Our Partnership Get Started You’re one step away from restructuring your debt See if you qualify to refinance into SBA financing. Get Started Why Choose an SBA Loan? SBA loans offer the most flexible, affordable form of small business financing available
- [SBA](https://loanbud.com/bigthinkcapital/sba/) - SBA Loan Benefits Loan Requirements About Our Partnership SBA Loan Benefits Loan Requirements About Our Partnership Get Started SBA financing for business growth. Upgrade. Expand. Buy or Build. Big Think Capital and LoanBud have partnered to help entrepreneurs grow their business through transparent and easy SBA financing. Get Started See Eligible Uses Big Think Capital
- [Merchant Declined](https://loanbud.com/bigthinkcapital/merchant/) - SBA Loan Benefits Loan Requirements About Our Partnership SBA Loan Benefits Loan Requirements About Our Partnership Get Started There’s a better financing structure for your business. SBA financing may be the structured capital you were looking for. Get Started See Eligible Uses Why Choose an SBA Loan? SBA loans offer the most flexible, affordable form
- [Learn](https://loanbud.com/learn/) - We Made It Our Mission To Make SBA Financing As Easy As Possible. Our team and seamless process take the time and hassle out of securing a loan. Most clients are prequalfied in 1-2 days. LoanBud's team of SBA experts guides eligible borrowers from underwriting through closing, so you can get the funds you need
- [Business Loans](https://loanbud.com/loans/) - Experience a fast and streamlined business loan process. Boost your business productivity and secure the capital you need immediately.
- [Business Startup Loans](https://loanbud.com/loans/business-startup-loans/) - Unlock growth with our small business startup loans. Join the ranks of successful entrepreneurs: we've helped countless startups turn their dreams into reality.
- [SBA Commercial Real Estate Loans](https://loanbud.com/loans/sba-commercial-real-estate-loans/) - SBA Commercial Real Estate Loans provide flexible financing solutions. Experience the benefits of owning commercial real estate now with up to 110% financing.
- [Tax and accounting advisors](https://loanbud.com/partners/tax-and-accounting-advisors/) - Help Your Business Clients Access SBA Financing LoanBud partners with CPAs and tax planners to help business owners explore SBA financing for acquisitions, expansion, working capital, commercial real estate, and debt refinance. Become a Referral Partner Become a LoanBud Referral Partner Your clients rely on you for trusted financial guidance. When they need capital to
- [UFG](https://loanbud.com/ufg/)
- [Real Estate Loan Application](https://loanbud.com/real-estate-loan-application/) - Real Estate Loan Application Please note: this initial application will not result in a hard credit inquiry.
- [Small Business Financing Application](https://loanbud.com/small-business-financing-application/) - Small Business Financing Application Please note: this initial application will not result in a hard credit inquiry.
- [SBA Loan Application](https://loanbud.com/sba-loan-application/) - SBA Loan Application Please note: this initial application will not result in a hard credit inquiry.
- [Thank You - Refer ERC Program](https://loanbud.com/thank-you-refer-erc-program/) - Thank you for referring your client to LoanBud's ERC Program! We will be in touch.
- [Request Account Deletion](https://loanbud.com/delete-account/) - Request Account Deletion If you would like to delete your LoanBud account and remove your personal data from our systems, please email us at info@loanbud.comwith the subject line “Account Deletion Request.”In your email, please include the following information: • Your full name • The email address associated with your LoanBud accountOnce your request
- [Big Think Capital](https://loanbud.com/bigthinkcapital/)
- [Small Business Financing](https://loanbud.com/small-business-financing-loans/) - Get small business financing loans quickly from our trusted network of over 100 lenders.
- [Lending Partners](https://loanbud.com/partners/lending-partners/) - Join Our Lender Network and Expand Your Production Receive a pipeline of pre-qualified applicants that meet your credit criteria. Join Our Network Become a LoanBud Lender Partner Expand your reach, diversify your portfolio, and grow your lending business by partnering with LoanBud Higher Approval Rates LoanBud’s matching system ensures that you receive applications from borrowers
- [Term Loans](https://loanbud.com/small-business-financing-loans/term-loans/) - Term funds can be used for any business purpose and paid back in fixed monthly payments up to 24 months.
- [Lines of Credit](https://loanbud.com/small-business-financing-loans/business-line-of-credit/) - Grow your business with the capital you need with a business line of credit up to 10 years.
- [Commercial Mortgages](https://loanbud.com/real-estate-loans/commercial-mortgage-loans/) - Secure commercial real estate loans, multifamily properties, mixed use, and more. Get started today!
- [Real Estate Loans](https://loanbud.com/real-estate-loans/) - LoanBud provides tailored real estate loan solutions for investors. Secure loans for rental properties, fix-and-flips, and more. Get started today.
- [Rental Properties](https://loanbud.com/real-estate-loans/rental-property-loans/) - LoanBud offers rental property loans up to 80% LTV and up to $10 million for investors of all levels. Get started today!
- [Ground-Up Construction](https://loanbud.com/real-estate-loans/ground-up-construction-loans/) - LoanBud offers construction loans tailored for real estate investors, individuals and business owners. Get started today!
- [Hard Money Loans](https://loanbud.com/real-estate-loans/hard-money-loans/) - Hard money loans for rental property financing- Fast closings for acquisitions and property stabilization. Get Started Today.
- [100% Financing](https://loanbud.com/real-estate-loans/100-financing/) - Buy owner-occupied commercial real estate for up to $5M without any money down using an SBA 7(a) loan. Get Started Today.
- [Fix and Flips](https://loanbud.com/real-estate-loans/fix-and-flip-loans/) - Fix and flip loans for renovating rental homes, multi-family properties and commercial real estate up to $20 million. Get started today.
- [Equipment Financing](https://loanbud.com/small-business-financing-loans/equipment-financing/) - We make it easy to get up to $5 million in financing for new or used equipment. Get started today.
- [SBA Partial Buyout](https://loanbud.com/loans/sba-partial-buyout/) - Explore SBA partial buyout options for acquiring or restructuring business ownership. Learn how SBA loans can offer flexible terms and lower interest rates.
- [Employee Retention Credit (ERC)](https://loanbud.com/employee-retention-credit-erc/) - Unlock up to $26k per Employee via the Employee Retention Credit (ERC) Claim what's rightfully yours. Tap into potential ERC benefits with LoanBud.
- [Referral Partners](https://loanbud.com/loans/referral-partners/) - Become a LoanBud Referral Partner Connect business owners and real estate investors with the capital they need to grow their business. Apply now Join Our Partner Program Today Increase Revenue Add incremental revenue to your organization by referring clients to us. Expand Product Offerings Leverage our network of 100+ partners to expand the products you
- [Locations](https://loanbud.com/locations/) - Locations Manhattan Location 488 Madison AvenueSuite 910New York, NY 10022 Orangeburg Location 161 Elliott St SEOrangeburg, SC 29115 Fort Lauderdale Location 110 E Broward BlvdOffice 1710Fort Lauderdale, FL 33301
- [Terms](https://loanbud.com/terms/) - Terms Welcome to LoanBud Inc. The following Terms of Use govern your use of our website and services. By using our website, you agree to be bound by these Terms of Use.Eligibility: To use our services, you must be at least 18 years old and a resident of the United States. By using our website,
- [Privacy Policy](https://loanbud.com/privacy-policy/) - Privacy Policy At LoanBud Inc, we take privacy very seriously and are committed to protecting the personal information of our users. This Privacy Policy explains how we collect, use, and disclose personal information when you use our website and services. Collection of Information: We collect personal information such as your name, address, phone number, email
- [Apply Now](https://loanbud.com/apply-now/) - Answer a few simple questions. We’ll connect you with a business loan specialist. We'll guide you through the application process. Get Funded.
- [Fastrack New](https://loanbud.com/fastrack-new/) - SBA FastTrack®: Secure SBA Business Loans Quick & Easy Experience fast track financing with expedited SBA loans up to $150k with 10-year terms. Apply now SBA FastTrack® by LoanBud: Key Features Fast Track Financing with Speedy Experience the efficiency of our fast sba loans, closing in as little as 14 days, putting the funds you
- [Home](https://loanbud.com/home/) - As your reliable lending partner, we bring simplicity and speed so you can keep growing your business.
- [Resources 2](https://loanbud.com/resources-2/) - Resources CategoryAllAlternative FinancingBusiness Acquisition & BuyoutsCommercial Real EstateCredit & Business ReadinessEquipment FinancingFranchise & Startup FinancingHiddenInternational & Trade FinancingLoan PrequalificationLoan Terms & Financial EducationManufacturing BusinessPolicy & Industry UpdatesPress ReleasesRefinancing & Working CapitalResourcesSBA LoansSmall BusinessSpecialty Business ModelsStartupsTax & Legal StrategyTools & Calculators Commercial Real EstateResources What Properties Qualify for an SBA Commercial Real Estate Loan? August 5,
- [Transworld](https://loanbud.com/transworld-old/) - Unlock SBA Financing Success:Close More Deals with Key Program Updates Discover how recent SBA financing changes can help you close deals faster and more efficiently. Watch our exclusive webinar, hosted by Loan Bud, to learn about new zero down payment options, 100% financing solutions, and creative strategies for business acquisitions. Whether you’re a broker or
- [Refer ERC Program](https://loanbud.com/refer-erc-program/) - Ready to refer your client to LoanBud's ERC Program? Fill out the information and a loan expert will take it from there Learn More Ready to refer your client to LoanBud's ERC Program? Fill out the information and a loan expert will take it from there Learn More Employee Retention Credit (ERC) Features Up to

## Locations

- [Fort Lauderdale Location](https://loanbud.com/locations/fort-lauderdale/) - 110 E Broward BlvdOffice 1710Fort Lauderdale, FL 33301
- [Orangeburg Location](https://loanbud.com/locations/orangeburg/) - 161 Elliott St SEOrangeburg, SC 29115
- [Manhattan Location](https://loanbud.com/locations/manhattan/) - 488 Madison AvenueSuite 910New York, NY 10022

## Landing Pages

- [Business Acquisitions](https://loanbud.com/lp/sba-business-acquisition-loan/) - Buy a business with just 5% down. SBA business acquisition loan with minimal equity injection and favorable terms.
- [SBA Construction Loans](https://loanbud.com/lp/sba-construction-loans/) - SBA Construction Loans from LoanBud. Build a new structure for your business to occupy. Loans up to $5 million with 90% financing.
- [SBA FastTrack®](https://loanbud.com/lp/sba-fasttrack-by-loanbud/) - SBA FastTrack®: Working Capital at the Speed of Business Obtain fast, streamlined SBA loans up to $350k with 10-year terms. Apply now SBA FastTrack® by LoanBud: Features Speedy Approval and Closing Our loan process closes in 14 days or less, putting the funds you need in your hands as quickly as possible. Revenue-Based Loan Amounts
- [SBA Boost™](https://loanbud.com/lp/sba-boost/) - Rapidly secure financing with our SBA Boost™ Loan. Up to $500k in 30 days for working capital, equipment, inventory, debt refinance and more.
- [Start a Business](https://loanbud.com/lp/start-a-business/) - SBA Startup Loans: Turn Your Dream Into a Reality Join the ranks of successful entrepreneurs we’ve helped obtain SBA startup loans to start a new business. Apply now Trusted Lending Partner​ SBA Startup Loan Features Loans Up to $5M Obtain funding from $100k to $5 million, ensuring your new venture has sufficient capital to launch
- [Equipment Financing](https://loanbud.com/lp/equipment-financing/) - Equipment Financing You Need to Grow Your Business We make it easy to get up to $5 million in financing for new or used equipment. Apply Now Trusted Lending Partner​ Equipment Loan Features Up to $5 Million Enjoy loan amounts up to $5 million, giving you the flexibility to invest in the equipment you need to take
- [Buy Commercial Real Estate](https://loanbud.com/lp/sba-commercial-real-estate/) - SBA commercial real estate loans with up to 100% Financing. Purchase owner-occupied commercial real estate with zero money down up to $5 million.
- [SBA 7a Refinance Program](https://loanbud.com/lp/sba-7a-refinance/) - SBA 7a Refinance Program Save your business money by refinancing your SBA 7a with LoanBud. Apply Now How it Works If you have an SBA loan priced at Prime + 2.5% or higher, then LoanBud can help you refinance into another SBA loan at a lower rate. Your business will not only have lower monthly
- [Employee Retention Credit (ERC)](https://loanbud.com/lp/employee-retention-credit-erc/) - Unlock up to $26k per Employee via the Employee Retention Credit (ERC) Claim what’s rightfully yours. Tap into potential ERC benefits with LoanBud. Apply Now Employee Retention Credit (ERC) Features Up to $26k per Employee We help maximize your refund, up to $26,000 per employee with no cap on the amount your business can receive.
- [Term Loans](https://loanbud.com/lp/term-loans/) - Term Loans Up To $5 Million to Expand Your Business Grow your business with the capital you need with a business term loan up to 10 years. Apply Now Trusted Lending Partner Business Term Loan Features Large Loan Amounts Term loans up to $5 million provide you with the financial resources to support your growth
- [Lines of Credit](https://loanbud.com/lp/lines-of-credit/) - Grow Your Company With a Business Line of Credit​ Get a credit line up to $250,000 in as little as 24 hours so you can access funds when you need it. Apply Now Trusted Lending Partner Business Lines of Credit Features Access to Capital Enjoy revolving credit lines of up to $250,000 to be used
- [Accounts Receivable Factoring](https://loanbud.com/lp/accounts-receivable-factoring/) - Say Goodbye to Cash Flow Gaps with Accounts Receivable Factoring Turn unpaid invoices into the cash flow you need for a steady stream of working capital. Apply Now Trusted Lending Partner Accounts Receivable Factoring Features Quick and Easy Approval Our online application process is simple and fast, allowing you to get approved for funding in
- [Ground-Up Construction](https://loanbud.com/lp/ground-up-construction/) - Access Ground Up Construction Loans Up to $20 Million Construction loans tailored for real estate investors, developers and business owners. Apply Now Trusted Lending Partner Ground-Up Construction Loan Features Multiple Property Types LoanBud provides construction loans for numerous property types including single-family rental homes, multifamily properties, and commercial real estate. All-In-One Development By combining land
- [Hard Money Loans](https://loanbud.com/lp/hard-money-loans/) - Experience Fast and Flexible Hard Money Loans Our hard money loans allow for quick acquisitions and property stabilization up to $20 million. Apply Now Trusted Lending Partner Hard Money Loan Features Up to 70% LTV Our hard money loans are based on the value of the asset and will consider the after repair value when
- [Rental Properties](https://loanbud.com/lp/rental-properties/) - Expand Your Portfolio with LoanBud's Rental Property Loans Up to 80% LTV and loans up to $10 million for investors of all levels. Apply Now Trusted Lending Partner Rental Property Loan Features Cash Flow-based Lending Our loans qualify using the cash flow from the subject property, not your personal income. No Tax Returns Required We
- [Fix and Flips](https://loanbud.com/lp/fix-and-flips/) - Fix and Flip Loans to Transform Your Investment Properties Fix and flip loans for renovating rental homes, multi-family and commercial properties. Apply Now Trusted Lending Partner Fix and Flip Loan Features Property Types Our fix & flip loans can help renovate 1 - 4 family rental homes, multi-family properties, or revitalize commercial real estate. 80%
- [Commercial Mortgages](https://loanbud.com/lp/commercial-mortgages/) - Comprehensive Commercial Mortgage Solutions Financing for commercial real estate, multifamily properties, mixed use, and more. Apply Now Trusted Lending Partner The LoanBud Advantage: Commercial Mortgages Diverse Loan Products We offer a comprehensive range of loan products to suit your specific financing requirements, including CMBS loans, multifamily, bridge, construction and mezzanine loans. Expert Guidance Our team
- [Merchant Cash Advance](https://loanbud.com/lp/merchant-cash-advance/) - Get Funded Quickly with a Merchant Cash Advance Up to $2 million within 24 hours to fund or expand your operations.Are you a business owner needing quick cash to boost your operations, but banks and other traditional lenders have turned you down? Worry no more! At LoanBud, we offer merchant cash advances that can help
- [Transworld Webinar](https://loanbud.com/lp/transworld/) - How SBA Updates Can Help YouClose More Deals & Faster In This Webinar, We Covered These Topics & More: Selling a Business to a Key Employee with No Money Down 100% Financing for Business Acquisitions Within the Same Industry SBA Financing for Partial Change of Ownership Want Help Finding A Buyer &Pre-Qualifying Your Listing? Our team

## Team Members

- [Mason Bray, Marketing Associate](https://loanbud.com/team/mason-bray/) - Mason Bray is a Marketing Associate at LoanBud, where he leads brand and digital initiatives that drive growth and enhance how small business owners engage with LoanBud’s financial solutions. He focuses on translating complex financial concepts into clear, accessible experiences that build trust and improve conversion across digital channels.
- [Vishal Sukumar, AI & ML Engineer](https://loanbud.com/team/vishal-sukumar/) - Vishal Sukumar is a Machine Learning Engineer at LoanBud, where he builds the AI systems that make SBA lending faster and more accessible for small business owners.
- [Eric Tsui, Credit Analyst](https://loanbud.com/team/eric-tsui-credit-analyst/) - As a Credit Analyst at LoanBud, Eric partners with Loan Officers to engineer and execute complex commercial lending transactions. Spearheading a robust pipeline of projects ranging from $1MM to $10MM and above, he architects deal strategy and defines capital requirements for both acquisition and non-acquisition files.
- [Shonas Kibbee, AVP, Loan Documentation Specialist](https://loanbud.com/team/shonas-kibbee/) - Included in her more than 25 years of customer service excellence, Shonas brings extensive experience in SBA lending and operations to our team.
- [Amy White, AVP, Loan Documentation Specialist](https://loanbud.com/team/amy-white/) - Amy White is a seasoned finance professional with over 25 years of experience in banking, lending, and financial services. She holds a Bachelor of Science in Business Administration with a concentration in Management from SC State University’s Belcher School of Business.
- [Kathleen Utter, AVP Loan Documentation Specialist](https://loanbud.com/team/kathleen-utter/) - With over twenty years experience in banking, lending, compliance and mortgages, Katie brings a wealth of knowledge to her new role in the SBA industry at LoanBud. Known for exceeding goals and expectations, she is committed to providing excellent customer service. A South Carolina native, she enjoys the beach, the mountains, and all the rivers and lakes in between with her husband and children.
- [Ebony Marvin-Smalls, AVP Loan Documentation Specialist](https://loanbud.com/team/ebony-marvin-smalls/) - Ebony has over 17 years of experience in customer support and relations, in addition to 7 years of experience in processing in the consumer and mortgage industries. She has also been responsible for project management, taxes, and global billing. Having worked for companies such as TD Bank, AgFirst, Price Waterhouse Coopers VBO, The United State Geological Survey and Blue Cross Blue Shield, she brings a plethora of unique experience and skills to her role. Ebony holds a Bachelor’s degree in Psychology from the University of Phoenix.
- [Sylvia Garner, AVP Loan Documentation Specialist](https://loanbud.com/team/sylvia-garner/) - Sylvia has over 25 years of experience within the residential mortgage and SBA industries. She attended Cheyney University in PA for Business Administration - Marketing Management. In her spare time, Sylvia enjoys spending time with her family & friends, vacationing abroad, visiting cultural museums, & broadway plays.
- [Nicholas Greto, AVP, Business Lending Analyst](https://loanbud.com/team/nicholas-greto-avp-business-lending-analyst/) - Nicholas Greto is a Business Lending Analyst at LoanBud specializing in financial solutions that help small business owners grow and scale with confidence. He works closely with clients to navigate the complexities of SBA and conventional lending, ensuring each deal is positioned for a smooth and successful outcome.
- [Randy Spradlin, Chief Operating Officer](https://loanbud.com/team/randy-spradlin/) - Randy Spradlin is a dynamic fintech innovator and growth strategist with a proven track record of scaling businesses, driving operational excellence, and pioneering AI-powered solutions in lending and technology. As the Chief Operating Officer of LoanBud, he leverages his expertise in fintech, automation, and strategic execution to optimize operations, enhance lending efficiencies, and drive company growth.
- [Mark Eisenacher, Chief Marketing Officer](https://loanbud.com/team/mark-eisenacher/) - As the Chief Marketing Officer at LoanBud, Mark is dedicated to amplifying the company's mission of empowering small businesses by implementing innovative marketing strategies and forging meaningful partnerships.
- [Lannie Moore, Chief Growth Officer](https://loanbud.com/team/lannie-moore/) - Lannie is an accomplished business owner and leader who through her career found a passion for helping other business owners succeed. From forming strategic partnerships, to driving revenue growth, to technical solutions, Lannie's work makes an impact for entrepreneurs.
- [Anna Maria Ficken, Chief of Staff](https://loanbud.com/team/anna-maria-ficken/) - As Chief of Staff Anna Maria is a strategic advisor and leader, working with the organization’s CEO to develop and prioritize business strategies. In addition to overseeing large projects and initiatives she is responsible for facilitating communication and fostering collaboration across the organization.
- [William Bennett, SVP, Sales Director](https://loanbud.com/team/william-bennett/) - As Senior Vice President and Sales Director at LoanBud, William Bennett is instrumental in offering innovative lending solutions to clients across various sectors. Boasting over 20 years of banking and sales experience, William's extensive expertise significantly enhances the company's performance.
- [Paul Longshore, AVP, Business Lending Analyst](https://loanbud.com/team/paul-longshore/) - Paul Longshore has been in the business industry for the past 10 years. He has run his own business for 6 years and worked in sales and finance for 4 years.
- [Angela Sharrett – VP, Business Lending Officer](https://loanbud.com/team/angela-sharrett/) - As the VP of Business Lending at LoanBud, I bring over 20 years of experience in management and lending to the table. My expertise lies in working with small business owners to help them secure the funding their businesses need to succeed. I understand the challenges that come with running a small business, and I'm passionate about helping entrepreneurs achieve their goals.
- [John Cebula, VP, Business Lending Officer](https://loanbud.com/team/john-cebula/) - John is a seasoned SBA lending expert with a proven track record of originating over $150 million in SBA 7(a) & 504 loans, helping entrepreneurs access the capital they need to launch, grow, or expand their businesses.
- [Grey Smith, VP, Business Lending Officer](https://loanbud.com/team/grey-smith/) - Grey Smith is a highly experienced accounting and finance professional with a proven track record. He began his career with a strong foundation in tax accounting and corporate finance, gaining valuable experience in managing complex financial transactions and ensuring compliance with regulatory requirements.
- [Leslie Myers, VP Business Lending Officer](https://loanbud.com/team/leslie-myers/) - With 17 years experience of Business and Commercial Credit and Lending banking experience, Leslie Myers brings considerable experience and expertise as a VP Business Lending Officer at LoanBud.
- [Thomas D'Attilo, VP, Business Lending Officer](https://loanbud.com/team/thomas-dattilo/) - Tom D’Attilo is an expert at understanding the everyday challenges small businesses face; leveraging his expertise to secure the best SBA options, thereby taking business owners to the next level. As a VP of Business Lending at LoanBud, Tom brings over ten years of experience and a proven track record of success when it comes to guiding owners through the tricky and sometimes cumbersome process of attaining necessary funding crucial for their growth and triumph. Tom’s enthusiasm is genuine. He takes pride in learning the ins and outs of your business like it’s his own and streamlining the borrowing process with precision. Renowned for his tireless commitment, “always on call” is his norm, ensuring client needs are met promptly. Armed with a degree from Hofstra University's Frank G. Zarb School of Business, Tom's financial acumen is robust and reliable. His clientele spans diverse sectors, from startups to franchises, small and medium businesses, reflecting his versatile skill set. In his personal time Tom enjoys traveling and testing his cooking & grilling skills. Family bonds and community involvement, including fundraising for the American Cancer Society, hold profound importance for him. In his leisure time, he can frequently be found either on the golf course, honing his swing, or meticulously seeking out the finest steak in town. With a driven commitment to education and advocacy for businesses, Tom emerges as an indispensable ally to any business owner. His ultimate vision is to solidify his role as your trusted go-to advisor for securing financing whenever your business requires it and develop a partnership built on lasting trust and mutual success for years to come.
- [Daniel Trepel, VP Business Lending Officer](https://loanbud.com/team/daniel-trepel/) - With 8 years of sales experience, including 4 years in the dynamic fintech industry, Dan honed his skills as VP, Business Lending Officer at LoanBud, where his primary focus is providing optimal financing solutions for clients. Through strategic partnerships and relationship-building in the finance sector, he’s successfully facilitated over $3 million in SBA-backed financing since joining in October. Committed to going above and beyond, he is dedicated to supporting clients' business growth with unwavering determination. Dan’s educational background includes a Bachelor’s degree in Marketing from the University of Tampa. He is an avid sports enthusiast, both as a player and spectator, enjoys exploring diverse culinary experiences at new restaurants, and possess a keen passion for traveling.

## Categories

- [Resources](https://loanbud.com/category/uncategorized/)
- [Hidden](https://loanbud.com/category/hidden/)
- [Small Business](https://loanbud.com/category/small-business/)
- [Startups](https://loanbud.com/category/startups/)
- [SBA Loans](https://loanbud.com/category/sba-loans/)
- [Business Acquisition & Buyouts](https://loanbud.com/category/business-acquisition-buyouts/)
- [Commercial Real Estate](https://loanbud.com/category/commercial-real-estate/)
- [Franchise & Startup Financing](https://loanbud.com/category/franchise-startup-financing/)
- [Refinancing & Working Capital](https://loanbud.com/category/refinancing-working-capital/)
- [Loan Prequalification](https://loanbud.com/category/loan-prequalification/)
- [Loan Terms & Financial Education](https://loanbud.com/category/loan-terms-financial-education/)
- [Alternative Financing](https://loanbud.com/category/alternative-financing/)
- [Policy & Industry Updates](https://loanbud.com/category/policy-industry-updates/)
- [Tax & Legal Strategy](https://loanbud.com/category/tax-legal-strategy/)
- [Tools & Calculators](https://loanbud.com/category/tools-calculators/)
- [International & Trade Financing](https://loanbud.com/category/international-trade-financing/)
- [Specialty Business Models](https://loanbud.com/category/specialty-business-models/)
- [Equipment Financing](https://loanbud.com/category/equipment-financing/)
- [Manufacturing Business](https://loanbud.com/category/manufacturing-business/)
- [Press Releases](https://loanbud.com/category/press/)

## Tags

- [Operations](https://loanbud.com/tag/operations/)
- [Expansion](https://loanbud.com/tag/expansion/)
- [New Office](https://loanbud.com/tag/new-office/)
- [Fort Lauderdale](https://loanbud.com/tag/fort-lauderdale/)
- [BizBuySell](https://loanbud.com/tag/bizbuysell/)
- [SBA Loan Eligible](https://loanbud.com/tag/sba-loan-eligible/)
- [SBA Financing](https://loanbud.com/tag/sba-financing/)
- [LoanBud](https://loanbud.com/tag/loanbud/)
- [AI](https://loanbud.com/tag/ai/)
- [Prequalification](https://loanbud.com/tag/prequalification/)
- [Business Acquisitions](https://loanbud.com/tag/business-acquisitions/)