SBA 7a Refinance Program

Save your business money by refinancing your SBA 7a with LoanBud.
LoanBud’s SBA 7a Refinance

How it Works

If you have an SBA loan priced at Prime + 2.5% or higher, then LoanBud can help you refinance into another SBA loan at a lower rate. Your business will not only have lower monthly payments but also get an immediate infusion of cash to help with expansion and growth.

How it Works

Refinance to Prime +1%

Refinance to Prime +1% fixed for 5 years or Prime +1.25% variable, adjusting quarterly.

10 Year Term

Longer repayment terms so you can focus on growing your business.

10% of Proceeds

At least 10% of use of proceeds must be used for expansion or renovation.


All SBA 7(a) loans priced at Prime +2.5% or higher may be eligible.

LoanBud’s SBA 7a Refinance Benefits

Immediate Cash Infusion

Put money back into your business for expansion and growth.

Reduce Monthly Payments

Lower monthly payments means less overhead for your business.

Ways to Use the Loan

Working capital, refinance high interest or short term debt, purchase equipment, buy inventory, and renovations.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Loan Specialist

Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Get the capital you need to grow your business.

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding. 

What Our Customers Have to Say

Have 5 Minutes? Apply Online

Check to see if you pre-qualify without impacting your credit score.