SBA Loans for Commercial Real Estate with up to 100% Financing
Purchase owner-occupied commercial real estate with zero money down up to $5 million.
SBA Commercial Real Estate Loans
Loans Up to $10M
Purchase owner-occupied commercial real estate for your business with SBA commercial real estate loans up to $10 million with SBA 7a or 504 loans.
25-Year Loan Terms
Our extended commercial real estate loan terms offer a manageable repayment schedule, allowing you to focus on your business without the stress of short-term debt.
Preserve Liquidity
Preserve your cash flow and working capital with up to 100% financing, allowing you to invest in other areas of your business.
100% Financing: The LoanBud Advantage
Build Long Term Equity
Owning commercial real estate allows you to build equity, providing long-term financial security and a valuable asset for your business.
Customize Your Workspace
As a property owner, you'll have the freedom to modify your workspace to fit your unique business needs, without the constraints of a lease agreement.
Enjoy Tax Benefits
Experience significant tax advantages, including deductions on mortgage interest, property taxes, and depreciation.
Receive Rental Income
By occupying at least 51% of the space, you can lease out the remaining area, generating additional revenue for your business.
Pre-Requisites for SBA Commercial Real Estate Purchases
Minimum FICO Score
640 Experian model v2
Time in Business
2 years for 100% financing; startups also allowed
Notes
The borrowing business must occupy at least 51% of the rentable square footage. Expansion requests for strong businesses may be eligible for 100% financing.
Minimum FICO Score
660 Experian model v2
Time in Business
2 years preferred; startups also allowed
Use of Funds
Commercial Real Estate (51% or more owner-occupied), Renovation, Ground-up Construction, Heavy machinery
Ready to Get Started?
Answer a Few Simple Questions
Answer a few questions to let us know more about what you're looking for and check eligibility.
We’ll Connect You With a Business Loan Specialist
Our trusted and experienced specialists will help match you with the best option for your business. With over 100 lending partners, we'll work together to find the right solution for you.
Guide You Through the Application Process
Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.
Get Funded
Get the capital you need to grow your business.
What Sets Us Apart
Pre-Qualification Assistance
Our team of SBA commercial real estate loan experts explains the process and helps you assess your SBA eligibility before you start the application process.
Loan Documentation Support
We assist you in preparing and submitting all the necessary documentation required for your SBA loan commercial real estate application, minimizing errors and delays.
Flexible Options
No business is the same. We don’t try to put yours into a box; we partner with you to find the right solution.
Our Team of SBA Bankers
Started by former bankers, LoanBud understands all aspects of lending. We’re your advocate, and we get it right the first time.
Benefits of Owning Commercial Real Estate
Start getting the benefits of owning: property appreciation, depreciation tax benefit, and interest write-offs. Your business may also be worth more in the future if sold with real estate. Talk to our dedicated team about getting started today.
Trusted Lending Partner
As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.
Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the loan application and approval process. We work closely with each borrower to tailor loan packages that meet their specific needs, from startup capital to expansion financing.
With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding.
What Our Customers Have to Say
“William Bennett has redefined what the client rapport should be. He has gone above and beyond to ensure the process was streamlined for our company. He efficiently communicated and assisted throughout the entire process. I refuse to go through any other lender going forward for all our financial needs. Bill, Thank you for the amazing experience.”
“I was Assigned Angela Sharrett as my first point of contact for an SBA backed loan. She was and continues to be amazing. She worked literally around the clock to make it happen. SBA backed loans are very complex and it can take a mental toll on everyone involved. I’m so grateful I was assigned Angela and her team at LoanBud. I cannot recommend them enough!”
“Melissa was amazing….assisted and supported us through the entire process…We couldn’t have been happier…highly recommend!”
“Jon Rector was my loan officer. He got up to speed on my loan immediately and was instrumental in closing my loans with the least amount of frustration on my part. He was responsive and attentive to my needs. I really appreciate his efforts.”
Have 5 Minutes? Apply Online
Check to see if you pre-qualify without impacting your credit score.
