Eligibility: To use our services, you must be at least 18 years old and a resident of the United States. By using our website, you represent and warrant that you meet these eligibility requirements.
Loan Application: Our website allows you to apply for a loan by submitting personal information, including financial information, through our online application. By submitting an application, you authorize us to verify your information and run a credit check.
Loan Approval: LoanBud is not a lender. We do not guarantee loan approval. We do not control the loan application evaluation process of the SBA and non-SBA lenders with whom we work. These lenders retain full control of the loan underwriting process. We have no authority to bind either a lender or the SBA.
Loan Requirements Subject to Change: The guidelines, credit parameters, and loan programs contained on this website are subject to change, and therefore, the information contained herein is subject to change. Additional requirements or changes may be imposed by a lender or the SBA. Client is encouraged to seek the advice of its own legal counsel before and during the entirety of the loan application process.
Fees and Charges: Our services are free to use. However, if you are approved for a loan, the lender may charge fees and interest in accordance with their terms and conditions.
Intellectual Property: Our website and its content, including text, graphics, logos, and software, are the property of LoanBud.com and are protected by U.S. and international copyright laws. You may not copy, modify, distribute, or reproduce any of our content without our prior written consent.
Prohibited Activities: You agree not to use our website for any unlawful or fraudulent purposes. You also agree not to:
- Use our website to harass, defame, or harm any person or entity.
- Introduce viruses, worms, or other harmful code into our website.
- Interfere with the functioning of our website or its servers.
Disclaimer of Warranties: We provide our website and services on an “as is” and “as available” basis. We do not make any representations or warranties regarding the accuracy, reliability, or completeness of our content or services.
Limitation of Liability: We will not be liable for any damages arising out of your use of our website or services, including but not limited to direct, indirect, incidental, punitive, or consequential damages.