SBA 7(a) Refinance Program

Improve your business cash flow by refinancing your SBA 7(a) to another SBA (7a) with LoanBud

LoanBud’s SBA 7a Refinance

How it Works

If you have an SBA loan priced at Prime + 2.5% or higher, then LoanBud can help you refinance into another SBA loan at a lower rate. Your business will not only have lower monthly payments but also get an opportunity to receive a cash infusion to help with expansion and growth.

How it Works

Current Interest Rate

Current interest rate must be Prime + 2.5% or higher.

New Interest Rate

New interest rate will be Prime + 1% fixed or Prime + 1.25% variable, adjusting quarterly.

Loan Term

The loan term can be reset back to the initial loan term of 10 years or 25 years

Loan Details

Loans are fully underwritten and require global and business 1.15x DSCR with 3 years financials

LoanBud’s SBA 7(a) Refinance Benefits

Obtain Working Capital

Receive the working capital your business needs to grow and expand.

Reduce Monthly Payments

Lower monthly payments to improve cash flow.

Ways to Use the Loan

Use your loan to receive working capital, refinance high interest or short term debt, purchase equipment, buy inventory, and renovations.

Ready to Get Started?

Answer a Few Simple Questions

Answer a few questions to let us know more about what you're looking for and check eligibility.

We’ll Connect You With a Business Lending Officer

Our trusted and experienced lending officers will help guide you through the process of refinancing your SBA 7(a) loan.

Guide You Through the Application Process

Your loan specialist will work with you throughout the process, streamlining an otherwise overwhelming experience.

Get Funded

Complete the refinance of your SBA 7(a) loan to reduce your payments and improve the health of your business.

Trusted Lending Partner

As a trusted SBA lending partner, we understand the importance of providing reliable and accessible financing options to small businesses. Our commitment to helping entrepreneurs succeed is reflected in our comprehensive suite of SBA loan products and services.

Our experienced team of SBA lending specialists is dedicated to assisting small business owners throughout the SBA 7(a) refinance loan application and approval process. We work closely with each partner to tailor SBA refinance loan packages to meet their specific needs.

With over 100 years of combined SBA lending experience, our team will be your advocate and guide you to a successful loan funding. 

What Our Customers Have to Say

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Check to see if you pre-qualify without impacting your credit score.